Short answer: FastCashAnyHome buys houses across Nassau and Suffolk for cash, as-is, with no repairs and no commissions charged to the seller. It is a cash sale, with no bank loan or appraisal needed on your side, and we target a closing of 30 days or less, with flexible dates. Call or text 267-388-0347.
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Long Island is the most owner-occupied place we buy in
Nassau County: 81.9% owner-occupied. Suffolk County: 82.2%. Median owner-occupied values of $684,700 and $578,400. About 458,166 and 512,565 households. And roughly a fifth of residents in each — 20.5% in Nassau, 20.1% in Suffolk — are 65 or over (2020–2024 American Community Survey, Census QuickFacts, read 2026-08-25).
Compare that with New York City at 32.8% owner-occupied, and the picture is clear: these are houses people have owned for a long time, in families, often approaching a transition — downsizing, a move to be near adult children, or an estate.
That shapes who is usually selling here. It is rarely an investor unloading a unit. It is a house with forty years of one family in it, a basement nobody has emptied, and heirs trying to agree on what to do.
What “as-is” means to a house like that
A long-tenure Long Island house is usually structurally sound and cosmetically forty years behind. The specific things that stall a financed sale here — an oil tank, an unpermitted extension or converted garage, a cesspool or septic system that a lender or county wants inspected, aluminium wiring, an old roof — are exactly the things a seller with no appetite for a renovation does not want to touch.
None of them stop a cash purchase. In a cash sale, there is no mortgage lender in the middle, so there is no bank appraisal to fail and no repair list from a lender to satisfy before closing. Personal property is not your problem either: leave what you do not want and we handle the cleanout after settlement.
The New York money detail that catches Long Island sellers
New York State’s real estate transfer tax is “two dollars for each $500, or fractional part thereof, of consideration” — 0.4% — and the state’s rules say “The base tax and additional base tax are paid by the grantor (seller)…except as provided in a contract between seller and buyer.”
There is also an additional 1% “mansion tax” “of the sale price…where consideration is $1 million or more”. That one is the buyer’s: the state says it is “paid by the buyer”, and the seller pays it only if the buyer does not or is exempt (NY State Department of Taxation and Finance, read 2026-10-11).
With Nassau’s median owner-occupied value at $684,700, a lot of ordinary Long Island houses sit close to $1 million, so it is worth knowing which transfer tax is yours (the 0.4% base tax) and which is the buyer’s (the 1% mansion tax). Go over it with your attorney early — on Long Island a residential closing normally has one.
Also worth knowing: Nassau and Suffolk are two counties, not one market. Recording, county fees and local requirements differ, and the town matters as well as the county. Anyone quoting a single “Long Island” answer is generalising.
How this works
Call or text 267-388-0347 with the address, roughly what condition it is in, and your timeline. We price it on comparable sales near the property, condition, and what it will take to make it sellable — and we show you the arithmetic.
The first number is an initial offer. After a walkthrough, a person either confirms it or explains exactly what changed and why. Closing runs through a neutral, third-party title company, typically 30 days or less, with flexible dates when an estate or a move needs more room. You pay no commissions and no service fees to us; existing mortgages and liens are paid from the proceeds at closing, as in any sale.
Call or text 267-388-0347 for a no-obligation cash offer.
When you should list instead
A financeable Long Island house in decent order, with a seller who can wait sixty to ninety days and tolerate showings, will generally net more on the open market than a cash-as-is offer. We will tell you that.
Where a cash sale earns its place: an estate with heirs in different states, a house whose contents and condition would take months to deal with, a property with a permit or system issue a mortgage buyer’s lender will not overlook, or a move with a fixed date to work toward.
Questions
Do you buy in both Nassau and Suffolk?
Yes, across both, and in New York City, New Jersey and Pennsylvania.
The house is part of an estate. Can we sell before it is fully settled?
Usually a sale needs whoever holds legal authority for the estate to sign, and the surrogate’s court timeline is what it is. We work to that timeline rather than promising to shorten it.
There is an oil tank / an old septic system / an addition without a permit. Tell us — those are the reasons people call a cash buyer here. They are priced into the offer rather than turned into a repair demand.
Do I need to empty the house?
No. Leave what you do not want.
Is your offer final?
It is an initial offer confirmed after a walkthrough. If something material turns up, a person explains the change. Anyone promising a final number sight-unseen should be asked how.
FastCashAnyHome · 267-388-0347 · Buying in Pennsylvania, New Jersey and New York · General information, not legal or tax advice. No obligation. Your information stays private.