Short answer: FastCashAnyHome buys New Jersey houses for cash, as-is, with no repairs and no commissions charged to the seller. It’s a cash sale — no bank loan or appraisal needed on your side — and we close through a title company, typically in 30 days or less. Call or text 267-388-0347.
New Jersey asks more of a seller at closing than either of its neighbours. Two requirements decide what you actually walk away with, and both have changed or caught people out recently.
1. Since July 2025, the seller carries the transfer fees
The Division of Taxation told county clerks, recording officers, attorneys and title officers on 9 July 2025:
“For all deeds submitted for recording on or after July 10, the statutes put legal responsibility for payment of all transfer fees on the seller. Any contract provisions allocating responsibility otherwise are private legal arrangements…”
The change was made by P.L. 2025, c. 69, amending N.J.S.A. 46:15-7.2, which converted the old 1% fee on buyers of property over $1 million into a graduated fee charged to sellers (NJ Treasury memorandum, read 2026-08-25).
It is recent enough that plenty of advice online still describes the old split. Anything written before mid-2025 is describing a New Jersey that no longer exists on this point.
2. If you no longer live in New Jersey, expect a payment at closing
This is the one that surprises out-of-state sellers, and especially heirs who inherited a New Jersey house while living somewhere else.
The Division of Taxation states that “Nonresident sellers/grantors selling/transferring real property in New Jersey must make an estimated Gross Income Tax payment unless they qualify for one of the seller’s assurances listed on the GIT/REP-3 form”, and that “the estimated tax payment must not be less than 2% of the total consideration for the sale or transfer as stated in the deed of conveyance.”
There is a hard enforcement mechanism behind it: “The county clerk will not accept a deed unless it is accompanied by a properly completed and signed GIT/REP-1, -2 or -3 form.” New Jersey residents complete the GIT/REP-3 and are exempt from the payment (NJ Division of Taxation, GIT/REP FAQs, read 2026-08-25).
It is a prepayment against your tax, not an extra tax — it is reconciled when the return is filed, and how much of it comes back depends on the actual gain. Your accountant or attorney is the person to work that out. What matters here is the cash-flow reality: a nonresident seller does not net the full contract price on the day of closing, and any estimate that ignores it is wrong.
What the state looks like
New Jersey has about 3,507,701 households, a 63.8% owner-occupied rate, and a median owner-occupied value of $454,400 (2020–2024 American Community Survey, Census QuickFacts, read 2026-08-25).
Behind that state average sit markets with almost nothing in common — Newark is 24.4% owner-occupied while the state is 63.8%. We buy across the state, but the conversation is about your address, not the state number.
Where to go next
- An inherited house — the nonresident payment above is usually the item that matters most, alongside whoever holds authority for the estate.
What a sale to us looks like
Call or text 267-388-0347 with the address and a rough sense of condition. We price on comparable sales, condition and what it takes to make the property sellable, and we show the arithmetic. The first number is an initial offer; after a walkthrough a person confirms it or explains exactly what changed and why.
Closing runs through a neutral, third-party title company — typically 30 days or less, with flexible dates. No commissions and no service fees charged to you. Mortgages and liens are paid from the proceeds at closing, as in any sale.
If the house is financeable, in reasonable order, and you have sixty to ninety days, a listing will usually net more. We say so when it is true.
Call or text 267-388-0347 for a no-obligation cash offer anywhere in New Jersey.
Questions
I live out of state and inherited a house here. What do I need to know first?
The nonresident estimated payment above, and who holds legal authority to sign for the estate. Both are worth a call with your own attorney or accountant before agreeing a price.
Do you buy in every county?
We buy across New Jersey, plus Pennsylvania and New York.
Do you charge anything?
No fees or commissions to you. Existing mortgages and liens come out of the proceeds at closing.
Do you buy condos, multi-family and rentals?
Yes, including with tenants in place on the existing lease.
Is the offer final?
It is an initial offer, confirmed after a walkthrough. If something material turns up, a person explains the change rather than a form letter.
FastCashAnyHome · 267-388-0347 · Buying in Pennsylvania, New Jersey and New York · General information, not legal or tax advice. No obligation. Your information stays private.