Short answer: FastCashAnyHome buys houses, condos and land in Texas for cash, as-is. You pay no fees or commissions, there are no repairs or showings, and it is a cash sale, so there’s no bank loan or appraisal on your side. You get an initial cash offer, confirmed after a quick walkthrough, and closing is 30 days or less. Call or text 267-388-0347.
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Texas does a few things differently from most states, and some of them matter a lot when you’re trying to sell quickly. Foreclosures here can move on a monthly calendar without a lawsuit. A homestead has unusual protections, and a married couple both have to sign. And there’s no state transfer tax line eating into your proceeds. This page walks through the Texas rules that shape a fast sale, then points you to the city pages for Houston, San Antonio and Dallas.
How selling a house works in Texas: the rules, with sources
Each line below comes from the Texas statute or state agency named in it, read on 2026-10-11. Laws change, so your title company and, where it matters, an attorney have the last word.
- Foreclosure type: non-judicial. Most Texas home loans are foreclosed by a trustee’s auction, not a court case. The sale has to be a public auction “between 10 a.m. and 4 p.m. of the first Tuesday of a month,” at the county courthouse or an area the county commissioners designate. Source: Tex. Prop. Code 51.002.
- Notice before a sale. For a home the borrower lives in, the servicer must first give at least 20 days to cure the default. Then the notice of sale goes out at least 21 days before the auction, posted at the courthouse, filed with the county clerk and mailed to the borrower. Same source.
- Transfer tax: none charged by the state. The Texas Constitution says that after January 1, 2016, “no law may be enacted that imposes a transfer tax on a transaction that conveys fee simple title to real property.” Source: Tex. Const. art. VIII, sec. 29.
- Seller’s disclosure. A seller of a single-family home must give the buyer a written Seller’s Disclosure Notice, and the form asks about flood insurance, past flooding and floodplain location. Sales by an estate’s executor or administrator, and foreclosure sales, are exempt. Source: Tex. Prop. Code 5.008.
- Small estates. When someone dies without a will and the estate, not counting the homestead, is worth $75,000 or less, heirs can use a small-estate affidavit approved by the court. If the homestead is the only real estate, title to it can pass under that affidavit. Source: Tex. Est. Code ch. 205.
- Property-tax sales. Texas sells tax-delinquent property at auction, but a homestead owner can buy it back for up to two years, paying a 25% premium in the first year or 50% in the second. For other property the window is 180 days. Source: Tex. Tax Code 34.21.
- Married sellers. Neither spouse can sell the homestead without the other joining in, whoever’s name is on the deed. Source: Tex. Fam. Code 5.001.
- Title insurance. The Texas Department of Insurance publishes the basic premium rates for title policies. Under the table effective March 1, 2026, TDI’s own worked example puts a $268,500 policy at a $1,612 basic premium. Source: TDI basic premium rates.
The first-Tuesday calendar
The Texas foreclosure rule people find hardest to believe is how short the runway can be. There’s no court case to wait on. Once a homeowner falls behind and the 20-day cure letter has run its course, a notice of sale can go up 21 days before the next first Tuesday, and the auction happens that morning or afternoon.
So the useful questions are dates. When did the cure letter arrive? Has a notice of sale been posted at the courthouse or filed with the county clerk? Which first Tuesday does it name? Counties also have to post those notices on their websites, which means anyone can check.
A fast sale may help some homeowners avoid a completed foreclosure, but timing matters. If a sale date is already scheduled, contact your lender, an attorney or a HUD-approved housing counselor right away, the same day you talk to any buyer. A sale only works if it can close before the auction, and the payoff to the lender comes out of the sale price at closing. Our guide to selling a house in foreclosure covers the general picture.
Inherited a Texas house?
Texas gives families a shortcut that many states don’t. When a parent dies without a will, the estate (not counting the homestead) is $75,000 or less, and 30 days have passed, the heirs can file a small-estate affidavit with the court. If the house was the parent’s homestead and the only real estate, the approved affidavit can be recorded in the county deed records and used to pass title.
It isn’t the only route. A will usually means probate, and a bigger or messier estate may need an administrator appointed by the court. Each county’s probate court decides, and each city page below names the courts for that county.
One more detail sellers like to hear: an executor or administrator selling in the course of the estate does not have to fill out the Seller’s Disclosure Notice. Heirs who have already taken title in their own names generally would. Ask the probate attorney which describes you.
Married, divorcing, or only one name on the deed
Texas homestead law has a rule that surprises people from other states. Even if the house is one spouse’s separate property, and even if only that spouse’s name is on the deed, neither spouse can sell the homestead without the other joining in. In a divorce, that usually means the decree or a signed agreement settles who signs, and the title company will ask for it.
We can make an offer while that’s being worked out. We just can’t close until the right signatures exist.
Past-due property taxes in Texas
Texas is a tax-sale state with a long back door for homesteads. When a county sells a homestead at a tax sale, the owner can redeem it within two years, but it’s expensive: the buyer’s bid plus costs, plus a 25% premium in year one or 50% in year two. For a rental or other non-homestead property the window is 180 days.
There’s also a protection many seniors never hear about. An owner who is 65 or older, or disabled, or a qualifying disabled veteran, can file an affidavit with the county appraisal district to defer collection of the tax on the homestead and abate a suit or sale over it. The tax doesn’t vanish; it waits. If keeping the house is the goal, look at that before anything else.
If selling is the better answer, the back taxes are simply paid from the sale price at closing, like any other lien.
This page is for general information only and is not legal, tax, or financial advice. Anyone dealing with foreclosure, probate, liens, divorce, back taxes, or a legal deadline should consider speaking with a qualified attorney, tax professional, or housing counselor before making a decision.
Texas housing, by the numbers
The Census Bureau’s 2024 American Community Survey puts the median value of an owner-occupied Texas home at $313,200, and 62.3% of occupied Texas homes are lived in by their owners (ACS 2024 1-year, tables B25077 and B25003).
Texas housing is young. The median Texas home was built in 1994, and about a quarter of all housing units (25.3%) went up in 2010 or later. Compare that with Pennsylvania, where 24.8% of homes were built before 1940 (ACS 2024 1-year, tables B25035 and B25034). Mobile homes are 6.2% of Texas housing units, which is part of why we also buy land.
Newer doesn’t mean problem-free. A worn roof, a foundation that has moved or a leak that got into the walls still turns into a financed buyer’s repair list. Those are the jobs we price in instead of asking you to fix.
Where we buy in Texas
We buy houses across Texas, and three metros each have their own page because the county rules and the housing are different enough to matter.
Houston has no zoning, so recorded deed restrictions do much of that work, and the city’s own Legal Department enforces some of them. Flooding is the other Houston subject: the Texas disclosure form asks about it, and Harris County runs a voluntary home buyout program. Foreclosure and tax auctions in Harris County both happen at one event center on the first Tuesday. See Sell My House Fast in Houston.
San Antonio is the most owner-occupied of the three big metros, and the city runs a Vacant Building Program that can require an owner to register an empty house in large parts of town, plus design review in its 32 local historic districts. See Sell My House Fast in San Antonio.
Dallas requires owners who rent out a single-family home, duplex unit or condo to register it every year and have it inspected, which matters if you’re selling a rental. Dallas County’s foreclosure auctions run outside the George Allen Courts Building. See We Buy Houses in Dallas.
Anywhere else in Texas, from a farmhouse to a mobile home on its own acre, call us the same way. Our full list of area pages is on Where We Buy.
How a sale to us works
- Call or text 267-388-0347, or use the form. Tell us the address, the rough condition, whether anyone lives there, and what’s going on.
- Get an initial cash offer. We look at what nearby houses sold for, what shape this one is in, and what it would take to fix. The number is confirmed after a quick walkthrough, and if anything changes, a person tells you what and why.
- Close through a title company. A neutral, third-party title company handles the paperwork and the money. Closing: 30 days or less, with flexible closing dates so you can move on your terms. We work out closing costs as part of each deal.
- Get paid at closing. No fees or commissions to you. Any mortgage, liens or back taxes are paid from the sale proceeds, as in any sale.
We buy houses with tenants in place, on the leases as written, and we’ll look at it as-is. If you’d rather keep a rental running until the sale, our guide to selling a rental with tenants covers the moving parts. And if the house took on water, see selling a house with water damage.
If listing with an agent would clearly put more money in your pocket, we’ll tell you. A house in good shape with time on its side usually does better on the open market; our as-is selling guide lays out the trade-offs.
Texas FAQ
Is there a transfer tax when I sell a house in Texas?
Texas doesn’t charge a state transfer tax on a home sale, and the Texas Constitution has barred lawmakers from creating one since January 1, 2016. Your closing statement will still show title, recording and other charges, and your title company itemizes them.
How long does a Texas foreclosure take?
It can be short. For a home the owner lives in, the servicer first gives at least 20 days to cure, then posts a notice of sale at least 21 days before a first-Tuesday auction. There’s no court case in the usual Texas foreclosure, so check the dates on any notice right away.
Do I have to fill out a seller’s disclosure if I sell to you?
Texas law requires most sellers of a single-family home to give the buyer a written Seller’s Disclosure Notice, and estate fiduciaries are exempt. We buy as-is either way, so nothing you disclose has to be fixed first.
Can my spouse sell our house without me?
Not the homestead. Texas Family Code 5.001 says neither spouse can sell the homestead without the other joining in, even if it’s one spouse’s separate property.
Can heirs sell a Texas house without full probate?
Sometimes. If the person died without a will, the estate outside the homestead is $75,000 or less, and the homestead is the only real estate, a court-approved small-estate affidavit can pass title. Otherwise probate or an administration usually comes first.
Do you charge fees or commissions?
No fees or commissions to you. Liens, back taxes or a mortgage come out of the sale proceeds at closing, as in any sale, and we work out closing costs as part of each deal.
Sources
- Texas Property Code 51.002, sale under a contract lien, read 2026-10-11
- Texas Constitution art. VIII, sec. 29, read 2026-10-11
- Texas Property Code 5.008, seller’s disclosure, read 2026-10-11
- Texas Estates Code ch. 205, small estate affidavit, read 2026-10-11
- Texas Tax Code 34.21, right of redemption, read 2026-10-11
- Texas Tax Code 33.06, deferral for elderly or disabled owners, read 2026-10-11
- Texas Family Code 5.001, sale of homestead, read 2026-10-11
- Texas Department of Insurance, title insurance basic premium rates, read 2026-10-11
- U.S. Census Bureau, American Community Survey 2024 1-year, Texas, read 2026-10-11
FastCashAnyHome · 267-388-0347 · We buy houses in Texas · General information, not legal or tax advice. No obligation. Your information stays private.