Short answer: FastCashAnyHome buys one- to three-family houses, condos and land across New York City for cash, as-is, with no repairs and no commissions charged to the seller. It is a cash sale, with no bank loan or appraisal needed on your side, and we close through a title company in 30 days or less. We do not buy co-ops. Call or text 267-388-0347.
Get a no-obligation cash offer: enter the property address and your phone number below.
New York City charges its own transfer tax, and the rate steps at $500,000
Most sellers know about the state transfer tax. In the five boroughs there is a second one.
The city’s Real Property Transfer Tax applies “whenever the sale or transfer is more than $25,000”. For Residential Type 1 and 2 transfers — which the city defines as “a one- to three-family house; an individual residential condominium unit; or an individual cooperative apartment” — the rates are:
“If the value is $500,000 or less, the rate is 1% of the price. If the value is more than $500,000 the rate is 1.425%.”
(NYC Department of Finance, Real Property Transfer Tax, read 2026-10-11.)
On top of that sits New York State’s transfer tax — “two dollars for each $500, or fractional part thereof, of consideration”, i.e. 0.4%, which the state’s rules say is “paid by the grantor (seller)…except as provided in a contract between seller and buyer”. In New York City a residential sale of $3 million or more also owes an “additional base tax”, which the same rule puts on the seller. The 1% “mansion tax” on residences of $1 million or more is different: the state says it is “paid by the buyer” (NY State Department of Taxation and Finance, read 2026-10-11).
Why the threshold matters here: New York City’s median owner-occupied home value is $777,600 (2020–2024 American Community Survey, Census QuickFacts). The typical NYC house is already well past the $500,000 step, so the 1.425% band is the normal case rather than the exception. Put the city and state together and it is real money on a normal sale — worth having in your net-proceeds arithmetic from day one, with your attorney, since a New York City closing has one.
What we buy here, and what we do not
We buy one- to three-family houses and land in all five boroughs.
We buy condos too. A condo sale is a transfer of real property, and the city’s own transfer-tax definition quoted above puts “an individual residential condominium unit” in the same class as a one- to three-family house. If your building’s bylaws give the board a right of first refusal, tell us up front; it adds a step and some time.
We do not buy co-ops. A co-op sale is not really a property sale; it is a transfer of shares that a board approves, on the board’s timetable, with the board’s financial requirements applied to the buyer. Paying cash does not remove that step. If your property is a co-op, the honest advice is a broker and an attorney who work that building’s board regularly — not us.
Selling in Brooklyn? Our Brooklyn page covers the two things that come up most there: the Kings County Surrogate’s Court for estate sales, and Landmarks Commission review for houses in a historic district.
The city is mostly renters, and that shapes who sells
New York City is 32.8% owner-occupied across roughly 3,334,088 households, with the population at 8,584,629, down 2.5% from the 2020 census (same Census source as above).
When an owner sells a house to a cash buyer instead of listing it, there is usually a specific reason behind it: an estate, a tenant, a condition problem a lender will not overlook, or a move that has a date on it.
Median monthly ownership cost without a mortgage runs $1,150 in the city — the meter on a property that is sitting empty while heirs decide.
How a sale to us runs
Call or text 267-388-0347 with the address, the number of units, and roughly what condition it is in. We price on comparable sales near the property, condition, the leases in place, and what it takes to make it sellable — and we show the arithmetic. The first number is an initial offer; after a walkthrough a person confirms it or explains exactly what changed and why.
Closing goes through a neutral, third-party title company in 30 days or less, with flexible dates. No commissions and no service fees charged to you. Mortgages, liens and unpaid taxes come out of the proceeds at closing, as in any sale.
Call or text 267-388-0347 for a no-obligation cash offer on your New York City house or condo.
When a broker will beat us
A financeable NYC house in reasonable order, with time to market it properly, generally does better listed. A good broker earns their fee on exactly that property. We will say so.
Where cash earns its place: an occupied property nobody wants to inherit, a house with a violation or system problem a lender will not fund around, an estate with heirs in several places, or a date that has to hold.
Other areas we buy in
Questions
Which boroughs do you buy in?
All five: one- to three-family houses, condos and land, but not co-ops. We also buy on Long Island, across New Jersey and across Pennsylvania.
Will you buy with tenants in place?
Yes, on the lease as written. New York City tenancy rules are their own subject, and we do not ask a seller to remove anyone before a sale.
Will you buy a house that needs a lot of work?
Yes. Condition is priced in rather than sent back as a repair demand.
What about open violations?
Tell us what you know about them; they are part of the pricing conversation and the title work rather than a reason to walk.
Do I need to empty it?
No. Leave what you do not want.
FastCashAnyHome · 267-388-0347 · Buying in Pennsylvania, New Jersey and New York · General information, not legal or tax advice. No obligation. Your information stays private.